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Start-Up Business Insurance: Transitioning to Your First Hire

Start-Up Business Insurance: Transitioning to Your First Hire

by KPD7G49QE1JxIgXg | Mar 13, 2026 | Uncategorized

Transitioning from a solo operation to a business with employees is a significant milestone for any start-up. While hiring your first team member opens doors for growth, it also changes your business’s risk profile and legal obligations. Understanding the insurance...
Start-Up Business Insurance: Transitioning to Your First Hire

Start-Up Business Insurance: Transitioning to Your First Hire

by KPD7G49QE1JxIgXg | Mar 13, 2026 | Uncategorized

Transitioning from a solo operation to a business with employees is a significant milestone for any start-up. While hiring your first team member opens doors for growth, it also changes your business’s risk profile and legal obligations. Understanding the insurance...
Flooding vs. Water Damage: Understanding the Differences in Home Coverage

Flooding vs. Water Damage: Understanding the Differences in Home Coverage

by KPD7G49QE1JxIgXg | Mar 6, 2026 | Uncategorized

In the world of insurance, “water damage” and “flooding” are not interchangeable terms. While they both involve water entering your home, the source of that water typically determines how a policy may respond. This distinction is one of the...
Understanding Medical Payments Coverage in Home Insurance

Understanding Medical Payments Coverage in Home Insurance

by KPD7G49QE1JxIgXg | Feb 27, 2026 | Uncategorized

When people review their homeowners insurance policy, they often focus on the larger numbers—the cost to rebuild the house or the total for personal liability. However, there is a smaller, often overlooked component called Medical Payments to Others (frequently...
Assessing Your Business Cyber Liability Coverage

Assessing Your Business Cyber Liability Coverage

by KPD7G49QE1JxIgXg | Feb 20, 2026 | Uncategorized

In an era where digital operations are the backbone of most industries, the conversation around data security has shifted. It is no longer just a concern for major corporations; businesses of all sizes often find themselves navigating a landscape of digital risks....
Understanding Ice Dams and Roof Collapse: A Guide to Winter Property Coverage

Understanding Ice Dams and Roof Collapse: A Guide to Winter Property Coverage

by KPD7G49QE1JxIgXg | Feb 13, 2026 | Uncategorized

Winter weather can place significant stress on a home’s structure. Between the sheer weight of accumulated snow and the slow creep of ice buildup, the roof is often the most vulnerable point of a property during the colder months. Understanding how homeowners’...
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Recent Posts

  • Start-Up Business Insurance: Transitioning to Your First Hire
  • Start-Up Business Insurance: Transitioning to Your First Hire
  • Flooding vs. Water Damage: Understanding the Differences in Home Coverage
  • Understanding Medical Payments Coverage in Home Insurance
  • Assessing Your Business Cyber Liability Coverage

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About Russell-Massey & Company Inc.

Russell-Massey & Company is an independent insurance agency providing risk management solutions for individuals and businesses throughout the state of South Carolina. With offices in Columbia, SC and Chapin, SC, we are prepared to serve our community’s insurance needs with superior customer service and quality insurance products.

Contact Us

Columbia, SC Office
1320 Elmwood Ave, Columbia, SC 29201
Phone: (803) 779-7854
Email: info@russellmassey.com

Chapin, SC Office
417 Chapin Road Chapin SC 29036
Phone: (803) 941-3650
Email: info@russellmassey.com

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